Learn How To
Over the past several years, we’ve observed thousands of investors, some very successful and others not so much. We’ve also spent countless hours studying some of the world’s most prosperous investors – from well-known individuals, Nobel Prize winning academics, and multi-billion dollar endowments and pension funds. The results of our findings have been astounding and the differences between the best investors and the rest are alarming.
This event is a culmination of these years of experience and research, and the collective knowledge of some of the top professionals in our industry. Our goal is to share with individual investors in a non-threatening environment the facts about why most investor’s fail and simple ways they can be more effective. Above all, this course shows you how to assess your financial situation and develop a personalized plan to achieve your retirement goals.
Create a plan to retire on your terms
Use new tax law changes to your advantage
Determine if you are paying too much in fees, and if so, how to reduce them
Use 5 investment strategies to help minimize risks and maximize returns
Ensure your estate plan still functions properly under new laws.
Why you need to know your portfolio’s standard deviation, annual turnover and overlap
(if you don’t even know what these terms mean, you can’t afford to miss this class series)
Separating the Myths from the Truth of Investing
You or your guests won’t be asked to buy anything, but you will learn about the traditional investing myths most people believe, which may compel you to look further at how you are going to build your wealth into the future.
Why market timing doesn’t work
Why stock picking doesn’t work
Why an investment’s track record means nothing about how well it will do for you
The ‘big secret’ of what’s killing the return in your portfolio
How you can be a very successful investor without using these speculative methods
Keys to Investing for Retirement
No matter what our occupations, most of us share a common goal of a
comfortable retirement. Almost everyone looks forward to the day when they can retire and enjoy more free time. And so, the Investment decisions we make in preparation for that retirement are crucial.
Retirement Needs & Expenses: How much will you need in retirement? Do you have a retirement income target? Can you retire today?
Early retirement trends
How long must your money last?
Inflation, prices and purchasing power
You’ve probably given a lot of thought to what your dream retirement will look like. Now it is time to decide how you are going to pay for it. Like the rest of life, retirement doesn’t come with guarantees. But a sound investment strategy is an excellent start toward helping you pursue your retirement goals.
What to considerations before you invest
Stocks / bonds
Exchange traded funds (ETFs)
Individually managed accounts
Investment risk management strategies
Tax Management Strategies
Understanding tax strategies and managing your tax bill are an integral part of a sound financial approach. Conversely, ignoring the tax ramifications of your investment portfolio may result in lower overall performance. Some taxes can be deferred, and others can be managed through tax-efficient investing.
Learn how to create tax free income from your 401K and IRAs
Learn the multi-step strategy to create tax free income
How to reduce or eliminate the tax on your Social Security
Taxes and marginal tax rates
Eleven strategies to save money on taxes
Capital gains income tax exclusion
Investments with tax advantages
Retirement Income Sources
This section investigates the many ways to save for retirement and discusses the advantages and disadvantages of each. We will discuss the types of income
choices you have, how to convert and how to strategize growth vs income plans.
Four crucial considerations
Traditional IRA & Roth IRA differences
Types of conversions
Other retirement income sources
Social Security eligibility and benefits
Growth plans to income plans
Employment income and Social Security
Retirement Plan Distributions
If you’re like many Americans, you’ve been setting aside money for your
retirement. Now that you’re nearing retirement age, it may soon be time to start drawing money from your qualified retirement plans. Withdrawing money from a retirement plan is called “taking a distribution,” and there are a variety of ways to do it. We’re going to review several approaches.
What to take first
Tax-free & penalty-free withdrawals
Defined benefit and contribution plans
How to take distributions
Rollovers, direct rollovers and transfers
Annuity income and choices
Early retirement considerations
Minimum required distributions
Risk Management & Asset Protection
Do you have a cash mitigation strategy in place? This section addresses strategies designed to protect you from a large financial loss prior to or during retirement. We will go into depth on what your risk tolerance is and why it’s so important.
Rebalancing your portfolio
Disability & life insurance
Health insurance and Medicare
Long-term care and insurance
What is the purpose of estate management? Estate management is about preserving the assets you’ve spent a lifetime building. It’s about protecting your spouse, children, or other heirs and ensuring that your assets are distributed how and when you want them to be. Finally, estate management is about managing the amount of estate taxes that may be due after your death. There are some fundamental estate management principles that can enable you to manage your financial and personal affairs during your lifetime and distribute your wealth after death.
The two objectives in effective estate management
Critical documents: a will may not be enough
Joint ownership of property
Direct transfer assets