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Course Outline

Course Outline: Services

Learn How To

Over the past several years, we’ve observed thousands of investors, some very successful and others not so much. We’ve also spent countless hours studying some of the world’s most prosperous investors – from well-known individuals, Nobel Prize winning academics, and multi-billion dollar endowments and pension funds. The results of our findings have been astounding and the differences between the best investors and the rest are alarming.

This event is a culmination of these years of experience and research, and the collective knowledge of some of the top professionals in our industry. Our goal is to share with individual investors in a non-threatening environment the facts about why most investor’s fail and simple ways they can be more effective. Above all, this course shows you how to assess your financial situation and develop a personalized plan to achieve your retirement goals.

  • Create a plan to retire on your terms

  • Use new tax law changes to your advantage

  • Determine if you are paying too much in fees, and if so, how to reduce them

  • Use 5 investment strategies to help minimize risks and maximize returns

  • Ensure your estate plan still functions properly under new laws.

  • Why you need to know your portfolio’s standard deviation, annual turnover and overlap

(if you don’t even know what these terms mean, you can’t afford to miss this class series)

Course Outline: About

Course Outline

Separating the Myths from the Truth of Investing

You or your guests won’t be asked to buy anything, but you will learn about the traditional investing myths most people believe, which may compel you to look further at how you are going to build your wealth into the future.

  • Why market timing doesn’t work

  • Why stock picking doesn’t work

  • Why an investment’s track record means nothing about how well it will do for you

  • The ‘big secret’ of what’s killing the return in your portfolio

  • How you can be a very successful investor without using these speculative methods

Keys to Investing for Retirement

No matter what our occupations, most of us share a common goal of a

comfortable retirement. Almost everyone looks forward to the day when they can retire and enjoy more free time. And so, the Investment decisions we make in preparation for that retirement are crucial.

  • Retirement Needs & Expenses: How much will you need in retirement? Do you have a retirement  income target? Can you retire today?

  • Early retirement trends

  • How long must your money last?

  • Inflation, prices and purchasing power


You’ve probably given a lot of thought to what your dream retirement will look like. Now it is time to decide how you are going to pay for it. Like the rest of life, retirement doesn’t come with guarantees. But a sound investment strategy is an excellent start toward helping you pursue your retirement goals.

  • What to considerations before you invest

  • Cash accounts

  • Stocks / bonds

  • Mutual funds

  • Exchange traded funds (ETFs)

  • Trusts

  • Individually managed accounts

  • Tax-deferred annuities

  • Investment risk management strategies

Tax Management Strategies

Understanding tax strategies and managing your tax bill are an integral part of a sound financial approach. Conversely, ignoring the tax ramifications of your investment portfolio may result in lower overall performance. Some taxes can be deferred, and others can be managed through tax-efficient investing.

  • Learn how to create tax free income from your 401K and IRAs

  • Learn the multi-step strategy to create tax free  income

  • How to reduce or eliminate the tax on your Social Security

  • Taxes and marginal tax rates

  • Eleven strategies to save money on taxes

  • Taxable investments

  • Capital gains income tax exclusion

  • Investments with tax advantages

Retirement Income Sources

This section investigates the many ways to save for retirement and discusses the advantages and disadvantages of each. We will discuss the types of income

choices you have, how to convert and how to strategize growth vs income plans.

  • Four crucial considerations

  • Traditional IRA & Roth IRA differences

  • Types of conversions

  • Other retirement income sources

  • Social Security eligibility and benefits

  • Growth plans to income plans

  • Employment income and Social Security

Retirement Plan Distributions

If you’re like many Americans, you’ve been setting aside money for your

retirement. Now that you’re nearing retirement age, it may soon be time to start drawing money from your qualified retirement plans. Withdrawing money from a retirement plan is called “taking a distribution,” and there are a variety of ways to do it. We’re going to review several approaches.

  • What to take first

  • Tax-free & penalty-free withdrawals

  • Defined benefit and contribution plans

  • How to take distributions

  • Rollovers, direct rollovers and transfers

  • Annuity income and choices

  • Early retirement considerations

  • Minimum required distributions

Risk Management & Asset Protection

Do you have a cash mitigation strategy in place? This section addresses strategies designed to protect you from a large financial loss prior to or during retirement. We will go into depth on what your risk tolerance is and why it’s so important.

  • Rebalancing your portfolio

  • Disability & life insurance

  • Health insurance and Medicare

  • Long-term care and insurance

Estate Planning

What is the purpose of estate management? Estate management is about preserving the assets you’ve spent a lifetime building. It’s about protecting your spouse, children, or other heirs and ensuring that your assets are distributed how and when you want them to be. Finally, estate management is about managing the amount of estate taxes that may be due after your death. There are some fundamental estate management principles that can enable you to manage your financial and personal affairs during your lifetime and distribute your wealth after death.

  • The two objectives in effective estate management

  • Taxes

  • Critical documents: a will may not be enough

  • Probate

  • Gifting assets

  • Trusts

  • Joint ownership of property

  • Direct transfer assets

Course Outline: Services
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